Privacy Policy

This Privacy Policy describes how AllInsurance (hereinafter referred to as “AllInsurance”, “we”, “us”, or “our”), the owner and operator of the website https://allinsurance.in/ (“Website”), collects, uses, stores, processes, and protects personal information of users in accordance with the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (“Rules”).

By accessing or using our Website, you agree to the terms of this Privacy Policy.

Definitions

  • User / You / Your: Any natural or legal person who accesses or uses the Website, whether registered or unregistered.
  • Personal Information: Any information that identifies or relates to an identifiable individual.
  • Sensitive Personal Data or Information (SPDI) as defined under the Rules includes:
    • Passwords
    • Financial information such as bank account, credit/debit card or other payment instruments
    • Physical, physiological and mental health conditions
    • Sexual orientation
    • Medical records and history
    • Biometric information

Information that is freely available in the public domain or provided under the Right to Information Act, 2005 is not treated as Personal Information.

Collection of Personal Information

We may collect personal and sensitive personal information when you:

  • Register on our Website
  • Submit enquiry or lead forms
  • Apply for or seek information about insurance products
  • Communicate with us via email, phone, or other channels
  • Register on our Website

The information collected may include, but is not limited to:

  • Name, age, gender
  • Email address and phone number
  • Residential address
  • Lifestyle and health-related details (where required for insurance quotations)
  • Any other information necessary to provide insurance-related services

Use of Personal Information

Your personal information is used for the following purposes:

  • Responding to your queries and requests
  • Providing insurance information, quotations, and related services
  • Facilitating applications, policy issuance, and servicing
  • Communicating updates, offers, promotions, and insurance-related notifications
  • Improving our services and user experience
  • Complying with legal, regulatory, or contractual obligations

By submitting your contact details, you authorize AllInsurance and its authorized representatives to contact you via phone calls, SMS, WhatsApp, emails, or other communication modes regarding insurance products and services, notwithstanding your registration with DND/NDNC.

You may withdraw this consent at any time by contacting us.

Information Sharing and Disclosure

We do not sell your personal information. However, we may share your information in the following circumstances:

With Insurance Companies & Partners

Your information may be shared with insurance companies, affiliates, or business partners strictly for the purpose of providing insurance products and services, and only after obtaining appropriate consent.

Third-Party Service Providers

Your data may be stored on secure servers hosted by third-party service providers under legally binding confidentiality agreements. These providers are required to comply with security standards prescribed under Indian law.

Additional Information for Policy Issuance

Insurance companies may require additional financial or banking details for policy issuance. Such information, once shared, will be governed by the respective insurer’s privacy policy. We encourage you to review their policies before submission.

Data Security

We follow reasonable security practices and procedures as required under applicable Indian laws to safeguard your personal information from unauthorized access, misuse, or disclosure.

Data Retention

  • We retain personal information only for as long as necessary to fulfill lawful and business purposes.
  • Upon account closure or withdrawal, we may delete your personal data unless retention is required for legal, regulatory, fraud prevention, or legitimate business purposes.
  • Anonymized or de-identified data may be retained for analytical and research purposes.
  • Data may be retained for up to 180 days post cancellation or longer if required by law or regulatory authorities.

Non-Personal Information

We may automatically collect non-personal information such as browser type, device details, IP address, and referring websites. This data is used in an aggregated and anonymous manner to improve website functionality and services.

Legal Disclosure

We may disclose personal information without prior notice if required to do so by law or in good faith belief that such disclosure is necessary to:

  • Comply with legal obligations
  • Respond to lawful requests from government or law enforcement authorities
  • Prevent fraud, cybercrime, or security threats
  • Protect the rights, property, or safety of AllInsurance, users, or the public

External Links

Our Website may contain links to third-party websites, including insurance company websites. We are not responsible for the privacy practices or content of such websites. Users are advised to review the privacy policies of external websites before providing personal information.

Changes to Personal Information

You may review, update, or request deletion of your personal information by contacting us using the details provided below.

Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Any material changes will be posted on this page. Continued use of the Website constitutes acceptance of the revised policy.

Grievance Redressal & Contact Information

In accordance with the Information Technology Act, 2000 and Rules, the Grievance Officer details are as follows:

  • Email: sales@allinsurance.in
  • Phone: +91 98918-55029
  • Website: https://allinsurance.in/
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